Does insurance cover rehab? At Right Step Houston, we accept most insurance providers in Texas, as well as Medicaid. We can help you determine what type of insurance you have and what kind of treatment your policy covers. We make insurance verification easy with a simplified process during rehab admissions in Houston.
To get started with insurance verification, you can visit our treatment center or fill out the form on this page. All information is strictly confidential. Let us do the work for you to help you get started with your treatment. We work directly with most state or national insurance providers.
Insurance Providers We Work With
Most health insurance providers in Texas offer some level of coverage for addiction treatment. For this reason, we work with most insurance providers in Texas, including:
- Blue Cross Blue Shield of Texas
- ChoiceCare (Humana)
- United Healthcare
You may want to contact your health insurance company in Texas to find out what type of Texas addiction treatment programs your insurance plan covers. Several factors determine what type of coverage you have, including your insurance policy and the kind of treatment available in your area.
What Type of Addiction Treatment Does Insurance Cover?
Most insurance companies recognize addiction as a condition or disease that needs medical treatment. Therefore, insurance companies approve of a wide range of treatments to ensure that you have a successful recovery. While all insurance companies differ in what they will cover, most providers will provide coverage for the treatment such as:
- Addiction assessment and follow-up evaluations
- Medication-assisted detox and rehab
- Inpatient, outpatient, and partial hospitalization programs
- Individual and family therapy and counseling
- Evidence-based treatment such as CBT or DBT
- Intervention and alcohol & drug testing
All of these treatments are covered under the Affordable Health Care Act Insurance. Eligibility for coverage depends on your addiction, any mental health disorders, the level of coverage, and what is outlined in your policy.
What Happens During Insurance Verification?
The Right Step Houston is here to help you understand the insurance verification process from start to finish. Our goal is to make it easy for you so that you can focus on getting better. To help you understand insurance verification, here are some things you need to know:
The deductible is how much you have to pay before your insurance provider starts to pay. If you have a $2,000 deductible, then you have to pay the first $2,000 of the bill out-of-pocket.
A copayment is a fixed part of your payment for the bill. The copayment comes in after you have met your deductible. The insurance provider pays the other part of the bill.
Coinsurance is different from a copayment in that your fee is a percentage of the cost of treatment that you pay once you pay your deductible. For instance, if the fee for a service is $100, and your coinsurance is 20 percent, then you pay $20.
Your out-of-pocket maximum is how much you are still required to pay after you have paid your deductible, copay, and coinsurance. Once you reach the maximum, your provider pays 100 percent of any additional cost.
Get Started with Your Treatment Today
If you have an addiction to drugs or alcohol, then Right Step Houston can help. We offer comprehensive treatment for detox, rehab, and aftercare. Our goal is to provide the right treatment for a long-term recovery without relapse.
To find out more about insurance verification or treatment options, call us at 1.844.768.0169. We can work with your insurance provider to give you exceptional care. Contact Right Step Houston to start your road to recovery.